About Civic Relief: Empowering Rights, Building A Better Future
Civic Relief is dedicated to helping people facing financial difficulties and those seeking fair living conditions. Civic Relief works to protect consumer rights. The mission includes guiding you through complex legal and financial situations, whether it involves challenging unfair finance agreements , Stressful Debt Conditions, Government Grant Scheme or addressing substandard Housing.
Civic Relief is committed to a future where individuals are empowered to make informed decisions and confidently pursue their entitlements without being disadvantaged.
Civic Relief empowers UK residents to navigate complex housing, debt, and finance challenges with confidence. Whether you’re struggling with unfair lending practices, battling housing disrepair, or seeking a path to financial stability, Struggling for Eco4 Scheme , PCP Claims Civic Relief provides the expert guidance and support you need to achieve positive outcomes.
AREA OF SERVICES
Housing Disrepair Claims
Is your landlord failing to maintain your home to a safe and habitable standard? You shouldn’t have to endure damp, mould, leaks, or other serious disrepair issues. Civic Relief helps tenants understand their rights and pursue compensation for housing disrepair. Civic Relief can assist with gathering evidence, negotiating with landlords, and, if necessary, initiating legal action to secure the repairs and compensation you deserve. According to www.mjvlaw.co.uk, landlords have various responsibilities under three main pieces of legislation: The Landlord and Tenant Act 1985, The Defective Premises Act 1972, and The Homes (Fitness for Human Habitation) Act 2018.
Debt Management Plans (DMPs)
Feeling overwhelmed by debt? Civic Relief helps individuals explore and implement effective debt solutions.
Debt Management Plans (DMPs): Consolidate your unsecured debts into a single, affordable monthly payment, potentially with reduced interest rates and fees. Citizens Advice explains a DMP is an informal agreement between you and your creditors for paying back your debts.
Civic Relief guides you through the process, helping you negotiate with creditors and find the right solution for your financial situation.
Individual Voluntary Arrangements (IVAs)
Feeling overwhelmed by debt? Civic Relief helps individuals explore and implement effective debt solutions.
Individual Voluntary Arrangements (IVAs):or more serious debt problems, an IVA is a legally binding agreement with creditors to pay back a percentage of your debts over a fixed period, typically five or six years, offering legal protection from creditor action and potentially writing off remaining debt upon completion.
Civic Relief guides you through the process, helping you negotiate with creditors and find the right solution for your financial situation.
ECO4 SCHEME
Looking to make your home more energy-efficient and reduce your energy bills? The UK government’s ECO4 scheme offers grants for energy-saving measures like insulation and heating upgrades. This scheme targets low-income households and those living in poorly insulated homes, aiming to combat fuel poverty and reduce carbon emissions. Civic Relief can help you check your eligibility for ECO4 funding and connect you with trusted installers to improve your home’s energy efficiency. The ECO4 scheme will run until March 31, 2026.
PCP CLAIMS
PCP claims
If you purchased a vehicle using a Personal Contract Purchase (PCP) finance agreement between 2007 and 2021, you might be entitled to claim compensation due to mis-selling practices, such as undisclosed commissions or unfair terms. Civic Relief can help you determine if you were mis-sold your PCP agreement and guide you through the claims process to recover overpaid interest or fees. You can make a free eligibility check.
Our Commitment
- Expertise & Guidance: Civic Relief’s team has a deep understanding of consumer law and financial regulations. The team provides clear, comprehensive guidance throughout your journey, from the initial assessment to a successful resolution.
- Fair Play & Advocacy: Civic Relief uncovers unfair practices. Civic Relief advocates for your rights and helps secure the compensation you deserve.
- Accessible & Stress-Free Process: Complex legal and financial procedures are simplified. The process is designed to be straightforward and stress-free, with transparent communication at every step.
- Financial Relief: Civic Relief understands the financial strain that mis-selling or disrepair can cause. That’s why Civic Relief offers services, including Debt Management Plans and IVA advice, on a No Win, No Fee basis for many claims, ensuring you only pay if a successful outcome is achieved.
- Empowerment through Knowledge: Civic Relief educates you. The legal and financial process is demystified, equipping you with the knowledge to make informed decisions for a brighter future.
Why Choose Civic Relief?
Why choose Civic Relief?
- Free Eligibility Checks: Find out quickly and easily if you have a valid claim or are eligible for support.
- Expert Guidance: Benefit from the deep understanding of consumer law and financial regulations, ensuring you receive the best advice and support.
- “No Win, No Fee”: In many cases, you only pay if a claim is successful, minimizing your financial risk.
- Comprehensive Support: Civic Relief handles the complexities of the claims process, allowing you to focus on your recovery or financial well-being.
- Customer-Focused Approach: Civic Relief prioritizes your needs, offering transparent communication and a stress-free experience.